Heloc Rate Predictions 2024. Mcbride’s forecast shows the average heloc rate falling to 8.45 percent by the end of 2024, more than 1.5 percentage point lower than where it settled at the end of. Here is the average annual percentage rate (apr) for a $100,000 heloc at different ltv ratios — 60%, 80% and 90%.
If you have substantial equity in your home and need significant financing, a $500k heloc offers a great deal of borrowing power. How a 2024 fed rate cut will affect home equity loans.